Preheat oven to 375 degrees F.

 

Place half the bread cubes in an ungreased baking dish. Cover with all the cream cheese cubes, distributing evenly. Sprinkle with chopped apples. Top evenly with remaining bread cubes. 

 

Beat together eggs, milk and cinnamon until well blended. Pour over bread mixture. Bake about 35 minutes, or until set. Sprinkle with powdered sugar. Serve with maple or fruit syrup.